Question: I read your article on not having a driver’s license in possession, what about proof of insurance in your vehicle?
Answer: Every driver is required to carry proof of insurance while driving. They must also produce proof of insurance when requested by an officer during a traffic stop or an incident such as a crash.
You can be cited for no proof on insurance and the same rules apply as no driver’s license in possession penalties. The citation will be dropped if you provide proof of insurance to traffic court before the court date. If you do not, the citation turns into a no insurance citation, which is a misdemeanor violation.
Proof of insurance can be in electronic form, meaning text-based or imaged-based content that can be shown on a computer or other digital device. So a photograph of the actual insurance card or screen shot is sufficient.
Information required for proof of insurance:
• The insured’s name
• The policy number
• The policy dates of coverage
• The make, model and year of the vehicle insured
• The vehicle identification number or at least the last three digits of that number
• The name of the obligor providing coverage.
Any questions concerning traffic related laws or issues in Minnesota, send your questions to Trooper Troy Christianson, Minnesota State Patrol, 2900 48th St., NW, Rochester MN 55901-5848; or send an email to: Troy.Christianson@state.mn.us.